5Birch Lane has partnered with Cash App Afterpay and Klarna which are services that allow you to make purchases now and pay for them in four payments made every two weeks. All payments are interest-free5, 6 and there are no additional costs as long as you pay on time.
To use Cash App Afterpay or Klarna, you must be at least 18 years old. Eligibility for each is also subject to your financial circumstances. But don’t worry – applying won’t affect your credit rating.
Using Cash App Afterpay or Klarna won’t affect your credit rating if you pay on time.
You sure can! If you want to pay the outstanding balance of your Cash App Afterpay or Klarna purchase, simply log in to your Cash App Afterpay or Klarna account, go to the “Payments” section and you will see the option to pay off the full order amount. You can also use the Cash App Afterpay or Klarna apps to manage repayments and purchases.
You’ll need to provide the following: 1) Your mobile number, 2) email address 3) a valid debit/credit card. Cash App Afterpay and Klarna will send all correspondence via email, but they’ll need your phone number if they need to reach you immediately. Please make sure that you provide accurate information so you receive your payment schedule and any updated order information.
Start the return process as usual through Birch Lane. Once Birch Lane confirms that it has received your return, Cash App Afterpay or Klarna will take it from there and adjust your payments as needed. After Birch Lane has processed your return, Cash App Afterpay or Klarna will issue a refund and update your statement. If you made a full return, Cash App Afterpay or Klarna will refund any collected payments and cancel future scheduled payments. If you made a partial return, Cash App Afterpay or Klarna will send you an updated statement with an adjusted payment schedule.
Please visit Cash App Afterpay’s or Klarna’s websites to learn more.
5For Klarna: See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license.
6For Cash App Afterpay: You must be over 18, a resident of the U.S., and meet additional eligibility criteria to qualify. Late fees may apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Please visit https://www.afterpay.com/en-US/installment-agreement for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.
